Ways to reach us
What to have ready
You don't need anything to start a conversation, but these details help us give you a useful answer faster:
- Your current lender and rough loan balance (if you're thinking about refinancing)
- Vehicle year, make, model, and approximate mileage
- Roughly when you took out the loan and what's changed with your credit since
- Your income type — W-2, self-employed, or gig work
Want to prepare more? Our auto refinance checklist lists the documents lenders commonly ask for.
What happens next
- We follow up. Someone from our team reaches out by phone or email.
- We talk through your situation. No hard credit pull, no pressure.
- We point you to a next step. That might be a soft-pull refinance prequalification, a purchase plan, or an honest “not yet” with a plan to get there.
We aim to respond promptly. If you've just finished credit repair with BCR Consulting and want to know whether your current auto loan is worth revisiting, mention that — it helps us start in the right place. Dealers interested in a referral relationship should use the dealer partner form instead.
Frequently asked questions
Will contacting you affect my credit?
No. Talking with our team doesn't involve a credit pull. If you later choose to check refinance options with a partner like RefiJet, they use a soft credit pull to prequalify, according to RefiJet — confirm the details on their site.
Can I walk in to your office?
Office visits are by appointment. Call (866) 540-4192 or email info@eliteautofunding.com to schedule.
Do you only work with people in Austin?
We focus on Austin, San Antonio, and Central Texas. Some refinance partners may serve drivers statewide, so reach out if you're elsewhere in Texas.
Tell us about your auto loan
Tell us a little about your current loan or situation. This is not a loan application, and it won't affect your credit.
Ready now? Check refinance options (soft pull) · (866) 540-4192
Please don't send Social Security numbers, account numbers, or credit report files through this form. If documents are needed, we'll tell you how to share them securely.